Pay cash for your mechanical breakdown coverage or see us to qualify for financing
coverage with your vehicle:
11. Peace of Mind- makes a great present for yourself, and/or your son, or daughter while away at college!
10. Used Vehicles – when you don’t know it’s history!
9. Roadside Service which includes one battery replacement, towing, flat-tire changing, fuel & fluid delivery, block-out service, and jump-starting -this comes with all plans!
8. Rt. 66 Easy Street and Main Street plans cover the battery!
7. Most vehicles break down after the factory warranty has expired!
6. Rt. 66 has a $0 deductible on parts and labor! You only pay fluids, filters, sales tax, and diagnostic if the repair facility charges one.
5. Rental cars are available on lengthy repairs.
4. Rt. 66 has a warranty plan for almost any vehicle, regardless of age or mileage!
3. You will be protecting your largest purchase, other than your home!!
2. Pickup a brochure at Cape Regional to see all the parts that are covered on your vehicle! And the #1 Reason to buy a Route 66 Warranty is…
1. It will be one of your most inexpensive purchase’s – For less than $1 per day knowing that you will not have to pay $750
for an air compressor, or $1500 for a transmission repair!
When something happens you can rest assured that Rt. 66 will be there to help you, whether it is a tow, jumpstart, or recommending a shop to get your vehicle fixed…you can call Rt. 66 anytime for help!
If you have any questions, please call Pam at 573-388-2330 or Theresa at 573-334-7686 or Rt. 66 at 1-800-808-0828 right now!
First, you will need to know what term you have to repay your loan – is it only 36 months? Are you able to afford a high payment?
Second, are you losing a rebate when you accept the 0%?
Third, does this price include GAP, credit life, credit disability, and a Mechanical Breakdown Package?
A dealer offers you 0% for 36 months on $20,000.00 with no rebates (with a rebate you would have received $2000.00). For 36 months your payment is $556.00/month. With a rebate of $2000.00 on $20,000.00, and you qualify for our best rate – this leaves your purchase price at $18,000.00 for 36 months. Your payment is $ 550.00 over the 36 month term. That’s under the $20,000.00 total cost above and a savings of $212.00. That’s enough for plates and license!
If you add GAP to your loan (covers up to your loan balance if your vehicle is totaled) Your payment is $557.00 over the 36 months. That’s still under $20000.00!
Your credit score is an estimate of risk for a lender. The higher the credit score the more likely loan obligations will be met. Credit scores can range from about 300 to 900 with the majority of American’s credit scores falling between the ranges of 620 and 780.
Your credit report and score is made up of the following:
- Payment history: A record of late payments on your current and past credit accounts will lower your score.
- Public records: Matters of public record such as bankruptcies, judgments, and collection items may lower your score.
- Amount owed: Owing too much will lower your score, especially if you’re approaching your total credit limit.
- Length of credit history: In general, a longer credit history is better.
- Inquiries: Whenever someone else gets your credit report — a lender, landlord, or insurer, for example — an inquiry is recorded on your credit
report. A large number of inquiries will lower your score.
- Accounts in use: The presence of too many open accounts can lower your
score, whether you’re using the accounts or not.
First, inspect your credit report to verify all the information is accurate.
Fortunately fixing mistakes like this only requires contacting the credit bureaus in writing and sending copies of documents that prove errors in the report. If your credit report is accurate but your credit score is lower than you would like, here are some tips that will build up your score:
- Pay bills on time: While this may seem obvious, 35 percent of your score is determined by your payment history. Getting current and staying current on all accounts shows the discipline that lenders favor.
- Keep your inquiries to a minimum: Every inquiry generated will negatively affect your score.
- Reduce credit card balances: Ideally your balance should stay within 30 percent and 40 percent of your credit limit. Nearing the maximum on a credit card will lower your score. It is better to have three cards with a 33 percent balance than one card at 100 percent and two cards with a zero balance.
- Length of credit history counts: If you must cancel a credit card cancel the most recent so that you don’t lower the average age of your credit by too much. None of these options will drastically improve your score overnight, but a
quarterly increase of 30 points to your score over the course of a year will
amount to a raise of 120 points. That can make a major difference when
negotiating the terms of a home or auto loan.
See the website www.annualcreditreport.com: for more credit bureau information and to obtain your (3) free credit reports a year -one from Equifax, one from Experian, and one from Transunion. You may request all 3 at once or spread them out through the year. You will always have to pay for a score, but you may request the reports only free of charge. This site also does not require a yearly membership to receive your reports. See the individual credit reporting agency websites for how to file a dispute on your credit: www.equifax.com, www.experian.com, and www.transunion.com.